- Employer Obligations
The law restricts the employer or sponsor from passing on the cost of providing health insurance to their employees and dependents, and such an act will be considered a violation of the law and shall hold the employer or sponsor subject to investigation and penalties. Complaints may be filed at the Complaints Unit at GAHS, if such a case occurs.
https://www.haad.ae/haad/tabid/136/Default.aspx - GAHS, Abu Dhabi Emirate
Can the employer pass on the cost of health insurance to the employee?
The employer/sponsor shall not pass on the cost of providing such health insurance to its employees nor their dependents. If the employer/sponsor does pass on the cost to their employee they will be considered in violation of the law and subject to investigation and penalties.
http://lloydemirates.com/downloads/haad/GAHS%20Law,%20Questions%20and%20Answers.pdf - JANUARY 9, 2014
Compulsory Health Insurance in the UAE: Impact upon Employers.
The new law is not as comprehensive as that in Abu Dhabi where employers must provide cover for staff and their families (one spouse and up to three children under 18 years of age). It is unlawful for an employer in Abu Dhabi to pass on the cost of cover to the employee.
http://www.fit4businessclub.com/blog/compulsory-health-insurance-uae-impact-upon-employers/ - January 1, 2008
Employers must give health insurance
In addition, employers and sponsors must not pass on the cost of providing Health Insurance to Employees. If an employer or sponsor does pass on the cost to their employee, they will be considered in violation of the law and subject to investigation and penalties.
http://gulfnews.com/news/gulf/uae/health/employers-must-give-health-insurance-1.75901 - 13 June 2006
Health services for all assured
Can the employer pass on the cost to the employee?
The employer or sponsor will not pass on the cost of providing such health insurance to employees or their dependents. If an employer or sponsor does pass on the cost to employees, such employer/sponsor will be considered in violation of the law and subject to investigation and penalties.
http://www.khaleejtimes.com/kt-article-display-1.asp?xfile=data/theuae/2006/June/theuae_June391.xml§ion=theuae - June 30, 2012
On Your Side
If an employee’s spouse is a resident in the UAE, then the employer must pay for appropriate cover (per HAAD guidelines) and cannot pass on the cost to the employee. This is the case whether the spouse works for the same company, works elsewhere or not at all and is entirely unrelated to the contract of employment.
http://www.thenational.ae/lifestyle/personal-finance/on-your-side-al-jazeera-english-cagey-on-missing-football-commentary - July 24 2013
Mandatory health insurance for UAE employees
While the draft law has not yet been made publicly available, it reportedly imposes fines on employers of up to AED10,000 for each employee without health insurance and fines of up to AED30,000 on employers who seek to pass on charges to employees for providing them with health insurance.
http://www.lexology.com/library/detail.aspx?g=a2d7812e-d212-44a1-8343-e6866702fd25 - May 9, 2013
Everyone in the UAE should have health insurance
In the UAE, Abu Dhabi has required employers to provide health cover for all expatriate workers and their dependents since 2005; there is a separate comprehensive insurance programme for Emiratis.
http://www.thenational.ae/thenationalconversation/editorial/everyone-in-the-uae-should-have-health-insurance -
May 8, 2013
UAE companies to provide mandatory health insurance for all under draft lawThe draft says sponsors must submit proof of cover for each worker electronically to relevant authorities. Any person who gives incorrect details for a health insurance service or benefit will be fined Dh10,000 to Dh30,000.
http://www.thenational.ae/news/uae-news/health/uae-companies-to-provide-mandatory-health-insurance-for-all-under-draft-law -
News
- The Cost of Foreign Labor in the United Arab Emirates
- Getting senior health insurance in the UAE
Feb5
Dubai 